My Financial Thoughts

 
This advertisement caught my attention this morning as I was looking through The Star.
2 key things that this product claims to do are:
1) Save for your holiday, wedding or even children’s education and see your dreams fulfilled faster
2) Set aside a nest egg for your retirement and look forward confidently to the future
Would you not be [...]

Are you one of those couples who NEVER fight about money? If you are, then you are indeed very very lucky. Most couples I know will usually have at least some squabbles about money and how it is spent. I am one of such couple.
It is really different when you are single and worry free. [...]

Mention the word BUDGET (especially personal budgets) and you will hear groans and moans. Most people will roll their eyes when this word is mentioned because it means that we will have to put in some dicipline and be mindful of our finances.
Most people I know (me included) would usually amble along the days in the month [...]

First of all, I do not claim that all my finances are under control. At certain times, it can get wild and it can get out of hand. What I have noticed though, is that as I become more aware of my financial situation, I begin to have a better control over it.
Some years ago, [...]

In this month’s Personal Money, there was an interesting article which asks the above question, especially when we near the end of the year and bonus is in view.
There were some ideas in there, among others:
1) Create an emergency fund – typically 3-6 months of your monthly expenses if you are employed.
This is something which [...]