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	<title>My Financial Thoughts &#187; Estate planning</title>
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		<title>New Year Resolutions</title>
		<link>http://myfinancialthoughts.com/2008/12/26/new-year-resolutions/</link>
		<comments>http://myfinancialthoughts.com/2008/12/26/new-year-resolutions/#comments</comments>
		<pubDate>Fri, 26 Dec 2008 09:58:57 +0000</pubDate>
		<dc:creator>Financial Fool</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Financial rambles]]></category>
		<category><![CDATA[Estate planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal budget]]></category>

		<guid isPermaLink="false">http://myfinancialthoughts.com/?p=62</guid>
		<description><![CDATA[Christmas is over and we are now looking forward to the New Year. And for each New Year, we are asked &#8211; What is(are) your New Year resolution(s)?
I am one of those people who start off the year with a list of resolutions &#8230; and then, to my dismay, did not do anything about it when [...]]]></description>
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		<title>How I got my finances intact &#8211; well, almost.</title>
		<link>http://myfinancialthoughts.com/2008/12/08/how-i-got-my-finances-intact-well-almost/</link>
		<comments>http://myfinancialthoughts.com/2008/12/08/how-i-got-my-finances-intact-well-almost/#comments</comments>
		<pubDate>Mon, 08 Dec 2008 16:59:50 +0000</pubDate>
		<dc:creator>Financial Fool</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Personal finance management]]></category>
		<category><![CDATA[Estate planning]]></category>
		<category><![CDATA[Financial goal]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Personal finance problem]]></category>
		<category><![CDATA[Portfolio diversification]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Time deposit]]></category>
		<category><![CDATA[Unit trust]]></category>

		<guid isPermaLink="false">http://myfinancialthoughts.com/?p=21</guid>
		<description><![CDATA[First of all, I do not claim that all my finances are under control. At certain times, it can get wild and it can get out of hand. What I have noticed though, is that as I become more aware of my financial situation, I begin to have a better control over it.
Some years ago, [...]]]></description>
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		<title>What to do with RM10,000?</title>
		<link>http://myfinancialthoughts.com/2008/12/03/what-do-you-do-with-rm10000/</link>
		<comments>http://myfinancialthoughts.com/2008/12/03/what-do-you-do-with-rm10000/#comments</comments>
		<pubDate>Tue, 02 Dec 2008 17:09:12 +0000</pubDate>
		<dc:creator>Financial Fool</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Personal finance management]]></category>
		<category><![CDATA[Alternative investment]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Estate planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://financialfool.wordpress.com/?p=5</guid>
		<description><![CDATA[In this month&#8217;s Personal Money, there was an interesting article which asks the above question, especially when we near the end of the year and bonus is in view.
There were some ideas in there, among others:
1) Create an emergency fund &#8211; typically 3-6 months of your monthly expenses if you are employed.
This is something which [...]]]></description>
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