My Financial Thoughts

Yesterday, OCBC launched a new home loan package called Ideal Mortgage. It is supposedly different because it uses its own unique Mortgage Lending Rate (MLR) instead of the typical Base Lending Rate (BLR).
Apparently, the MLR is developed exclusively for home loans and is calculated based on the mortgage business whereas BLR takes into consideration the overall bank costs.
One [...]

For the longest time, I have been reading business and investment books, I have always been fascinated by how successful people pick stocks. However, it all boils down to whether you are using fundamental analysis or technical analysis.
I lean towards fundamental analysis since this is less prone to market manipulation (I think) and also, it [...]

I got this from REIT blogger and I was really tickled by how true this is to our actual investment self!
The green line actually shows the share market line which will also typically draws the type of emotions as stated above.
I have also been guilty about this at some point of my life, actually even [...]

Today, Maybank launched its AMEX Gold credit card. I know some people say that all Gold cards look the same, but I think this one looks a little different. For one, the gold colour is not as gaudy.
Although it has many benefits, one of the more interesting one is the 0% finance charge from now [...]

Once again, it is that time of year when business men and business women are rushing to get their taxes done by 30th June. For us employees, it is 30th April.
For my other half, this is the time he will be scratching his head wondering why on earth he needs to pay taxes, and that [...]