My Financial Thoughts

I am a big fan of unit trust for one main reason – I do not need to actively research on the stocks to buy into. I used to think that all I need to do is to get an agent and be done with it.
However, to my dismay, I later learnt that I still need [...]

The other day,  a friend told me about a mortgage broker she knows and I said “Huh? What does he do?”
A mortgage broker, I gathered later, is one who helps you to source for good deals on your mortgage. So, the part where we hate most – reading and finding out about what banks are [...]

Penny had this question asked the other day “Is it a good time to invest in properties?” And I have replied this question with a resounding “YES!”
But then again, where property investment is concerned, investing now or later is still good. The old saying of “Location, location, location” still holds true no matter how it [...]

Yesterday saw the launch of the additional 2 billion Amanah Saham Wawasan 2020 for those aged 6 months and above. Of these, 51% were allotted to bumiputras.
In the news today, it was reported that all 49% allotted to non-bumiputras were snapped up within 4 hours. Some people even came to queue as early as 4am to [...]

Yesterday I had an interesting chat with my son’s principal.
I was telling her how we had bought our house over the weekend and she told me that she has never bought a house when her kids were small. She simply rented and now, after the kids are all well educated and grown up, she bought [...]