My Financial Thoughts

Yesterday, OCBC launched a new home loan package called Ideal Mortgage. It is supposedly different because it uses its own unique Mortgage Lending Rate (MLR) instead of the typical Base Lending Rate (BLR).
Apparently, the MLR is developed exclusively for home loans and is calculated based on the mortgage business whereas BLR takes into consideration the overall bank costs.
One [...]

For the longest time, I have been reading business and investment books, I have always been fascinated by how successful people pick stocks. However, it all boils down to whether you are using fundamental analysis or technical analysis.
I lean towards fundamental analysis since this is less prone to market manipulation (I think) and also, it [...]

I got this from REIT blogger and I was really tickled by how true this is to our actual investment self!
The green line actually shows the share market line which will also typically draws the type of emotions as stated above.
I have also been guilty about this at some point of my life, actually even [...]

I am a big fan of gold, be it as an accessory or as an investment. I believe that gold is indeed a good form of investment. I had written before about gold and how it is important for us to hold this precious metal as part of our investment portfolio. Some will doubt this [...]

Public Bank is one of those shares you know you will make if you hold long enough. Even if the share price dips, your dividends will make it worth while to buy.
It traded lowest this year at RM7 on 12 March 2009. Back then, I was staring at it wondering if tomorrow will be lower. [...]