This is a blog about what my thoughts are on the financial world that we live in.

Most of the articles here will revolve around personal finance management e.g. investments, estate planning, insurance etc. I must say that up to very recent years, these were topics that I dread to think about, but we must wake up to realities and know that, unless we have a good grip on our finances, our future will be extremely uncertain.

Some people greet the future with apprehension, I would like to greet it with anticipation. What better way than to be prepared and learn from each other?

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