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	<title>Comments on: OCBC&#8217;s Ideal Mortgage</title>
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		<title>By: Financial Fool</title>
		<link>http://myfinancialthoughts.com/2009/06/30/ocbcs-ideal-mortgage/comment-page-1/#comment-1321</link>
		<dc:creator>Financial Fool</dc:creator>
		<pubDate>Thu, 29 Oct 2009 10:27:18 +0000</pubDate>
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		<description>scch - Wow, you just got this mortgage package? Congrats on your house purchase. I guess so long as you are happy with the features of the package, then it is ok. Now, we need to concentrate on paying it off as soon as possible!</description>
		<content:encoded><![CDATA[<p>scch &#8211; Wow, you just got this mortgage package? Congrats on your house purchase. I guess so long as you are happy with the features of the package, then it is ok. Now, we need to concentrate on paying it off as soon as possible!</p>
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		<title>By: scch</title>
		<link>http://myfinancialthoughts.com/2009/06/30/ocbcs-ideal-mortgage/comment-page-1/#comment-1320</link>
		<dc:creator>scch</dc:creator>
		<pubDate>Wed, 28 Oct 2009 17:43:53 +0000</pubDate>
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		<description>but i just choose this packgage for my home loan...without longer consideration.it is flexible,and the rates is control by bank negara, it cant be increase by the bank itself.though thats internal rate,but still needs bank negara to aprove so i think not much problem??i dont know much about this financial thing..hope anyone tell me more..</description>
		<content:encoded><![CDATA[<p>but i just choose this packgage for my home loan&#8230;without longer consideration.it is flexible,and the rates is control by bank negara, it cant be increase by the bank itself.though thats internal rate,but still needs bank negara to aprove so i think not much problem??i dont know much about this financial thing..hope anyone tell me more..</p>
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		<title>By: Financial Fool</title>
		<link>http://myfinancialthoughts.com/2009/06/30/ocbcs-ideal-mortgage/comment-page-1/#comment-1273</link>
		<dc:creator>Financial Fool</dc:creator>
		<pubDate>Fri, 10 Jul 2009 15:48:50 +0000</pubDate>
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		<description>Hmm, I also wonder if OCBC can guarantee these rates. I am thinking that it is probably just a lost leader where you get cheap first year rates, but you pay through your nose later. Either way, we have to be very careful when choosing a package.</description>
		<content:encoded><![CDATA[<p>Hmm, I also wonder if OCBC can guarantee these rates. I am thinking that it is probably just a lost leader where you get cheap first year rates, but you pay through your nose later. Either way, we have to be very careful when choosing a package.</p>
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		<title>By: seamaster</title>
		<link>http://myfinancialthoughts.com/2009/06/30/ocbcs-ideal-mortgage/comment-page-1/#comment-1270</link>
		<dc:creator>seamaster</dc:creator>
		<pubDate>Tue, 07 Jul 2009 07:22:08 +0000</pubDate>
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		<description>one thing about an internal rate..OCBC will control. Yes .. it is cheaper than BLR..but can OCBC guarantee that? 

if it is based on the mortgage business, i guess it will increase once OCBC has met its&#039; qouta.

what are the basis calculating MLR? need more info.. OCBC need to explain further</description>
		<content:encoded><![CDATA[<p>one thing about an internal rate..OCBC will control. Yes .. it is cheaper than BLR..but can OCBC guarantee that? </p>
<p>if it is based on the mortgage business, i guess it will increase once OCBC has met its&#8217; qouta.</p>
<p>what are the basis calculating MLR? need more info.. OCBC need to explain further</p>
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		<title>By: Financial Fool</title>
		<link>http://myfinancialthoughts.com/2009/06/30/ocbcs-ideal-mortgage/comment-page-1/#comment-1269</link>
		<dc:creator>Financial Fool</dc:creator>
		<pubDate>Mon, 06 Jul 2009 02:56:34 +0000</pubDate>
		<guid isPermaLink="false">http://myfinancialthoughts.com/?p=305#comment-1269</guid>
		<description>Yeah, I do agree that at one glance, it looks great. But as with all mortgages, detail checks need to be done with the banks. As the Chinese say &quot;No such big frogs jumping around the streets!&quot;</description>
		<content:encoded><![CDATA[<p>Yeah, I do agree that at one glance, it looks great. But as with all mortgages, detail checks need to be done with the banks. As the Chinese say &#8220;No such big frogs jumping around the streets!&#8221;</p>
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