When I was a kid, I did not have any clue what money was all about. All I knew was that my dad would go to work in the morning and then I will be at home with mum the whole day/ at school etc.
Money was not something that we discussed over the table, [...]
Mention the word BUDGET (especially personal budgets) and you will hear groans and moans. Most people will roll their eyes when this word is mentioned because it means that we will have to put in some dicipline and be mindful of our finances.
Most people I know (me included) would usually amble along the days in the month [...]
First of all, I do not claim that all my finances are under control. At certain times, it can get wild and it can get out of hand. What I have noticed though, is that as I become more aware of my financial situation, I begin to have a better control over it.
Some years ago, [...]
In this month’s Personal Money, there was an interesting article which asks the above question, especially when we near the end of the year and bonus is in view.
There were some ideas in there, among others:
1) Create an emergency fund – typically 3-6 months of your monthly expenses if you are employed.
This is something which [...]
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