My Financial Thoughts

Below are some ways Malaysians are saying they will be doing to cope with the economic downturn according to The Star Biz last weekend.
1) Spending less on shopping
2) Use public transportation
3) Take on a part-time job
4) Cut back on travelling/ holidays
5) Switch to cheaper brands
6) Travel less/ better route planning/ car pooling
7) Reduce usage of [...]

Christmas is over and we are now looking forward to the New Year. And for each New Year, we are asked – What is(are) your New Year resolution(s)?
I am one of those people who start off the year with a list of resolutions … and then, to my dismay, did not do anything about it when [...]

I am shopping around for an insurance policy and was toying with the idea of buying an investment-linked policy (ILP).
ILPs has often been touted of being more flexible, having more investment choices and also potentially giving higher returns, if you hold it long enough, that is.
One of the first things we should be aware of [...]

In the current economic uncertainty, many have suggested that it is the time to be saving instead of spending. And I am not even talking about spending on luxury items, just the normal average stuff people buy – groceries, clothes, toys, cars, books etc.
In the good times, people often say “I am doing my bit [...]

CNBC reported that OPEC oil ministers agreed on Wednesday to remove a record 2.2 million barrels per day from oil markets in a race to balance supply with the world’s rapidly crumbling demand for fuel.
The main reason behind this cut is to ensure that the oil prices do not continue to decline and hopefully, will go [...]